Cash ISA

We offer variable rate Cash ISAs to our members.
This is a tax-free savings plan that can give you a good return on your investment, making your money work harder for you.

From April 6 2018 to April 5 2019, the amount savers can put into a tax-free account will be £20,000 a year, and that can be saved as cash, innovative finance or stocks and shares.

In each tax year you can subscribe to one Cash ISA, one Stocks and Shares ISA and one Innovative Finance ISA.

You cannot subscribe to two (or more) of the same type of ISAs in the same tax year (before 5 April 2019) which includes Cash ISAs, Stocks and Shares ISAs and Innovative Finance ISAs.

For example, if current year stocks and shares subscriptions are transferred to a cash ISA, they are treated as if they made to the receiving cash ISA so the investor is free to subscribe to a stocks and shares ISA following the transfer – subject to the overall subscription limit.

The key features of this account include:

  • Instant access
  • Minimum balance £1
  • No penalties
  • Interest of 1% variable
  • Transfer out permitted
  • Interest applied annually

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Cash ISA terms & conditions. Please note you must be a member of Castle & Crystal to be eligible to open an ISA with us.