To apply for this loan you must become a member...

The good news is you can do that right now online... and receive a personal, friendly service.

Credit union membership is open to anyone, any age, living or working within the 'common bond' (the geographical area which is covered by each credit union in our case the Bradford, Kirklees & Craven districts).

There are no joining fees or annual fees, but you'll need to maintain a savings balance of £5 at all times.

As a new applicant we must check your identity. You will need to provide documents from the following list

Proving your identity is simple, we need to see two original documents from the list below. One from the first list must have your signature and the other from the second list must have your current address.

FIRST LIST

Current UK driving licence (full old paper or full or provisional photocard licence)
Signed tenancy agreement from a Housing Association
Current full signed passport

SECOND LIST

Council rent card or tenancy agreement
Bank, Building Society or credit card statement showing your address
HMRC tax notification
Recent utility bill, or certificate confirming a pre-payment agreement (e.g.. gas or electricity. We do not accept documents relating to mobile phones.)
Current Council Tax bill
Benefits Agency / Pensions service benefits book or a letter confirming benefit

You can take a photo of these during the application. Although you can submit your application if you don't have these documents to hand, providing identity information now will speed up your application.